Blog

A person wearing a patterned sweater and glasses sits at a wooden table writing in a planner near a laptop and calculator.
By Tim Taylor April 22, 2026
Turning 73 soon? Learn when RMDs start, how they’re calculated, key deadlines, and strategies to avoid penalties and manage taxes in retirement.
A professional meeting in an office as a person offers comfort to an upset individual sitting on a sofa.
By Tim Taylor April 15, 2026
Learn what happens when someone dies without final expense insurance, including funeral costs, estate delays, and financial impact on families.
A person wearing glasses lies in bed at night, illuminated by the bright blue glow of a smartphone screen.
By Tim Taylor April 8, 2026
Learn what research says about kids and smartphone use, including risks like sleep issues, anxiety, and screen time—and tips for parents on when to introduce a phone.
A person in a business suit with a furrowed expression sits at an outdoor table, working on a laptop.
By Tim Taylor April 1, 2026
Learn what happens if you lie on a life insurance application, why insurers verify your answers, and how misstatements can affect claims and coverage.
Flooded interior room, water reflecting window. Mold on wall.
By Tim Taylor Insurance Services March 26, 2026
Learn how common water damage really is, what insurance covers, and the immediate steps to take to protect your home or business. Backed by verified industry statistics.
Man assists another man with arm exercises in a bright room with window and curtain.
By Tim Taylor Insurance Services March 19, 2026
Compare annuities, hybrid life insurance, and IULs for long-term care planning. Learn costs, flexibility, legacy impact, and who each option fits best.
Man in apron smiles in front of a green food truck with menu board.
By Tim Taylor Insurance Services March 12, 2026
Self-employed? Life insurance is more than a safety net—it’s essential protection for your family, your income, and your business. Learn how the right policy can cover debts, preserve assets, and protect your legacy.
A person on a phone call, gesturing with their hand, sitting on a brown couch with a laptop.
By Tim Taylor Insurance Services March 6, 2026
Concerned about leaving a lump-sum inheritance to a financially irresponsible or at-risk beneficiary? Learn how trusts can protect assets, preserve benefits, and provide structured support.
Dental examination room with chair, overhead light, and instruments.
By Tim Taylor February 25, 2026
Standard dental insurance often falls short for implants and major procedures. Learn why annual limits matter and what high-benefit dental plans can do.
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